West Coast Oregon Insurance
Oregon liability insurance | Oregon motorcycle insurance | Oregon auto insurance
West Coast car insurance is your portal to free quotes on Oregon auto insurance. We can also get you the lowest monthly rates on Oregon auto insurance by letting you compare the most competitive quotes yourself.
This website is one of many that are privately owned and operated by the SkyBlue Insurance Agency Inc. SkyBlue is a licensed and authorized insurance agency that sells property and casualty insurance lines in more than two dozen of the United States.
Call us at 1-800-771-7758 today to get free quotes started on any vehicle in Oregon instantly. You may also click on the button beloe to visit our free Oregon auto insurance quote form. Call or click today and you can print your own proof of insurance in as little as 5 minutes!
Auto Insurance Options
Any passenger auto insurance from SkyBlue will meet your legal obligation to prove your financial responsibility. It will also protect your wallet from costs due to repairs, hospital bills and in the worst case- funerals.
Liability auto insurance is the portion of your auto insurance coverage which you are required by law to have. Your liability insurance pays other people for any damages or bills for which you are found liable. If you are liable for something, that means it is your fault, or that the responsibility for avoiding the accident would have fallen upon you. Having the capability to pay for your actions behind the wheel of your vehicle demonstrates financial responsibility.
There are other ways to demonstrate your financial responsibility in Oregon, but liability auto insurance is usually the most affordable.
The bodily injury liability portion of your auto insurance policy will pay for any medical bills, treatment costs, or funeral costs resulting from the operation of your vehicle. The other half of your liability insurance will be your property damage liability coverage. Property damage liability will pay for any damage you do to someone else’s vehicle or personal effects there-in.
Collision auto insurance protects you from paying for property damage to your vehicle in the event of an accident regardless of who is at fault. If you get in a car accident without collision insurance, chances are your medical bills will be paid but not the bills for the repair of your vehicle. If you really like your car, or wouldn’t to be able to afford a new one if you were involved in an accident, this coverage is for you.
Comprehensive insurance options from SkyBlue will protect you against seemingly random sources of damage. Things like falling objects and wind damage are covered under various provisions of a comprehensive auto insurance policy.
Motorcycle Insurance Options
Over 1 million people have already selected SkyBlue motorcycle insurance to protect them on the road.
SkyBlue is the largest motorcycle insurance group in the country and when you purchase a SkyBlue motorcycle insurance policy through SkyBlue you also get an agency that will be in your corner if there are problems with your policy. We offer all of the same insurance coverage options on motorcycle insurance that we offer on automobiles. We also offer special motorcycle insurance options to cover your personal effects like your apparel and your helmet.
Click on the button below to get free quotes on SkyBlue motorcycle insurance.
Oregon Commercial Auto Insurance
SkyBlue commercial auto insurance is available for most types of vehicles. If you use it to do business, we can get you commercial vehicle insurance coverage by SkyBlue on anything from a small pick-up truck to a tractor trailer. SkyBlue is the third largest commercial auto insurance provider in the country, and their commercial insurance policies will work for most small businesses.
Oregon has some of the most beautiful coastline and forest land in the country. Locals enjoy the bounty of locally harvested mushrooms and many famous ski resorts dot the Oregon mountainsides. If you have an RV, it can take much of the guesswork out of a Ski-trip to Oregon. And if you buy insurance for your recreational vehicles through SkyBlue- we can take the guess-work out of shopping for RV insurance.
For those of you that choose to enjoy the great outdoors from the conveniece of an RV- our Oregon RV insurance offers from SkyBlue can make your road trip that much even more leisurely.
SkyBlue carries top-notch insurance products and packages for fifth-wheel trailers, motor homes, converted buses, camper vans, pop-up campers, travel trailers, toy-haulers and more. If you have any questions about our recreational vehicle insurance options please call us at 1-800-771-7758. We can get you insured in as little as ten minutes and you can save all Summer long on fun with your family.
The information on this page pertains to the liability insurance laws of Oregon. Every state has different auto insurance laws. Laws pertaining to auto insurance are usually called ‘financial responsibility‘ laws.
Oregon does not require auto insurance to register a vehicle, a fact which could be a blessing or a curse. This means that you can get away with driving without insurance in the state, however, if you are caught driving without insurance or are convicted of a crime which is punishable by SR-22 obligation- your are subject to a mandatory minimum liability requirement of $200,000 per accident towarsd bodily injuries.
The most affordable option for proving financial responsibility and avoiding costly run-ins with law-enforcement is usually a liability auto insurance policy- and Oregon is no different.
Bodily Injury Liability Limits:
In Oregon the liability insurance works a little bit differently.
Oregon Bodily Injury insurance must be capable of providing at least $25,000 towards the bodily injuries of a single injured party, or at elast $50,000 towards the total medical & funeral costs for any number of people.
This coverage is inflexible and only applies to other parties. This means that under no circumstances will your liability auto insurance pay for your injuries in Oregon if you caused the accident that injured you.
Other parties injured by your driving who are awarded any auto insurance benefits under the Bodily Injury Protection portion of your insurance must apply all of those funds awarded towards reasonable and necessary treatment for their injuries, or funeral arrangements for the deceased.
Property Damage Liability Limit:
Oregon has a low property damage liability limit of $10,000 per accident.
If you get in an accident with someone in Oregon, your property damage liability coverage must be able to provide the person whose property you damaged with at least $10,000. Any damages you have caused above and beyond the limit up to which your provider has insured your vehicle can still legally be sued for by injured or loss-suffering parties.
Despite the relatively low liability insurance limits of Oregon, most competent insurance agents will recommend a liability auto insurance policy which will award injured parties up to $300,000 per accident for costs due to bodily injury, and up to $100,000 towards property damage or vehicle loss. This type of policy will help ensure that even if you are involved in a serious accident, you and your family will be free from legal consequence.
Insure your Oregon boat, yacht or personal watercraft through SkyBlue today. We can save you money while u enjoy yourself on the water! What’s the point of having that old boat in back if you never take it out? Get free quotes on Oregon boat insurance from SkyBlue today by clicking on the button above.
Already the largest provider of insurance for PWC (personal water craft) in the nation, SkyBlue is also starting to insure a growing number of boat-owners with SkyBlue boat insurance.
When it comes to billing and service options, we offer many of the same options on our boat insurance that we do on our other insurance products. As always, the more vehicles you insure with us, the more discounted your insurance policy will be when you check out. Call us today to learn more about insuring your boat or personal watercraft through SkyBlue Insurance.